Stop SB 68 — Protect Georgia Families!

What Senate Bill 68 Proposes

Allow Insurance Companies to Deny Valid Claims and Raise Rates

Supporters claim that this bill will lower insurance premiums. However, Florida recently enacted a similar law that resulted in soaring insurance rates. When questioned at the Capitol, even Georgia’s insurance commissioner admitted he could not ensure a reduction in rates. Further, no insurance company has provided any guarantees.

Ultimately, the bill undermines your right to a fair trial by giving insurers greater authority to reject legitimate claims. This would leave injured Georgians without necessary support.

Grant Legal Immunity to Unsafe Businesses

This legislation would protect businesses from legal consequences even if they overlook significant safety concerns—such as repeated violent incidents on their premises. Such businesses would not be held accountable for harm or fatalities caused by their negligence, regardless of how frequently previous incidents occurred or how little effort they made toward prevention. Property owners would have no incentive to ensure safety or inform customers of potential hazards.

Create Unfair Trials by Restricting Evidence

The bill aims to limit jurors’ understanding of medical expenses by only allowing consideration for amounts covered by insurance. Consequently, individuals with health coverage might receive less compensation for their claims simply because they had insurance. Large insurers stand to gain from this arrangement.

Extend Trials and Increase Trauma

SB 68 proposes splitting trials into two phases—one addressing liability and another concerning damages—resulting in lengthier proceedings that further congest the court system and force victims to relive traumatic experiences repeatedly just to get a fair outcome.

The Facts about SB 68

Myth #1 — Passing SB 68, known as the Profits Over People Bill, will lead to lower insurance premiums.

Fact: The bill contains no requirement for any reduction in insurance premiums. In fact, it does not even freeze rates or include provisions that address them. There is no evidence supporting the notion that diminishing people’s rights lowers insurance rates; instead, such actions enable insurers to reap greater profits while consumers face increased costs. Following similar legislation passed in Florida in 2023, there was a significant rise in insurance rates:

• Auto insurance surged by 23%
• Property insurance skyrocketed by 177%
• Overall premiums rose by 37%
• Legitimate claims were denied, leaving families without restitution for genuine losses

Myth #2 —  This legislation does not violate the rights of Georgians.

Fact: The legal and Constitutional rights of every Georgia citizen are at stake. Insurance companies should not boost their already substantial profits by shielding wrongdoers from accountability. If SB 68 passes, it will:

• Prevent juries from evaluating the value of YOUR life if you suffer harm.
• Protect negligent landlords and motels that dismiss criminal activity and contribute to sex trafficking.
• Reduce compensation for medical expenses, shifting financial responsibilities from wrongdoers to taxpayers.
• Create unnecessary court delays that primarily benefit insurers while obstructing YOUR legitimate claims.

Myth #3 — We need SB 68 due to frivolous lawsuits that make Georgia a “judicial hellhole.”

Fact: Georgia has earned the title of “Top State for Business” for eleven consecutive years. A state cannot be both an excellent business environment and a judicial nightmare. This claim is misleading.

Tell Georgia Legislators: Stop Big Insurance from Prioritizing Profits Over People!

Stopping this legislation is crucial for safeguarding Georgia families and maintaining fairness within our legal system for all everyone.

We urge you to voice your concerns. Tell your lawmakers to oppose SB 68.

Your voice matters. Let’s stop this dangerous bill before it becomes law.