What are My Rights Under Workers’ Compensation Law?

What are My Rights Under Workers’ Compensation Law in Georgia?

As an employee in the state of Georgia, it is essential to be aware of your rights under the Georgia Workers’ Compensation Law. Understanding these rights can significantly impact your recovery process after a workplace injury. The law outlines a comprehensive set of entitlements known as the Bill of Rights for the Injured Worker, which consists of nine specific rights designed to protect you and ensure you receive the necessary support during this challenging time.

Key Rights Under Georgia Workers’ Compensation Law

Right to Medical and Income Benefits

Employees are entitled to receive medical benefits that cover necessary medical treatments related to their workplace injuries. This includes access to income benefits to help replace lost wages during the recovery period.

Right to Choose a Doctor

You have the right to select a physician from a list of six doctors provided by your employer. It’s important to be aware that you may make one switch to another doctor on the list without needing your employer’s permission. In cases of emergency, you can seek immediate medical assistance from any doctor. However, you must return to a doctor from the employer-provided list for ongoing care after the emergency situation.

Payment of Authorized Expenses

Workers’ compensation covers a variety of expenses directly tied to your injury that occurred while you were performing work duties. These covered expenses include:

• Doctor bills
• Hospital bills
• Rehabilitation services (in certain cases)
• Physical therapy
• Medication costs
• Medically necessary travel expenses related to treatment

Weekly Lost Time Benefits

If you miss more than seven consecutive days of work due to your injury, you are eligible for weekly lost time benefits. It’s crucial to note that your first check should arrive within 21 days following your first missed day of work, providing timely financial relief when you need it most.

Benefits for Catastrophic Injuries

In the unfortunate event of a catastrophic injury, you are entitled to receive two-thirds of your average weekly wage until you are able to return to work. Georgia workers’ compensation law sets a limit on the amount of support you receive during your recovery.

Benefits for Non-Catastrophic Injuries

For non-catastrophic injuries, the benefit is two-thirds of your average weekly wage (also capped at a legal limit) for up to 400 weeks. This provision helps to alleviate financial strain while you recuperate.

Benefits for Reduced Earnings

If you are able to return to work but at a lower-paying job due to your injury, you are entitled to receive two-thirds of your average weekly wage for up to 350 weeks, helping you adjust to your new financial reality.

Benefits for Dependents in Fatal Work Accidents

In the tragic event of a workplace fatality, your dependents receive burial expenses up to $7,500 and two-thirds of your average weekly wage. Thus, ensuring they have financial support during an incredibly difficult time.

Penalties for Late Benefits

If you do not receive your benefits on time, the insurance company of your employer is liable to pay a penalty. The system adds this penalty to your benefits, providing an additional layer of accountability.