Peachtree Injury Talk with Jordan Jewkes
In this episode of Peachtree Injury Talk, attorney Jordan Jewkes joins host Katie Roberts to break down the often-overlooked financial and emotional tolls of personal injury. From immediate and long-term medical expenses to lost wages and mental health challenges, Jordan explains how these hidden costs can significantly impact a victim’s recovery and financial future. He also shares insights into dealing with insurance companies, ensuring fair compensation, and navigating the complexities of personal injury claims.
| 00:00 | Narrator: Welcome to Peachtree Injury Talk with attorney Jordan Jewkes. |
| 00:05 | Katie Roberts: Welcome to Peachtree Injury Talk with attorney Jordan Jewkes. Jordan strives to give injured victims a voice and provide strong advocacy against an often broken system. I'm your host, Katie Roberts, and today's episode is The Hidden Costs of Personal Injury: How Medical Bills, Lost Wages, and Emotional Strain Add Up. Thank you, Jordan, for joining us today. |
| 00:31 | Jordan Jewkes: Yeah, thanks for having me, Katie. Glad to be here. |
| 00:33 | Katie Roberts: Okay, burning question—how do medical expenses, both immediate and long-term, impact the overall financial burden of someone recovering from an injury? |
| 00:45 | Jordan Jewkes: Great question, and a good place to start. One of the most basic elements of any injury claim is that you're allowed to collect your medical bills if they were caused by someone else's negligence. So let’s say you’re in a car wreck—classic example. You might see a chiropractor, a physical therapist, maybe even an orthopedist. And heaven forbid, you might need surgery. Every case is different, but medical treatment and bills are usually part of it. What most people don’t realize is you’re also entitled to recover future medical expenses. If a doctor says, “Katie, you’ve been in a serious wreck, and while you're managing now, your spine may continue to deteriorate and you’ll likely need injections or surgery later”—well, the law allows you to recover for that future treatment, too. So it’s not just about past medical costs. A good settlement should account for what's coming down the road. That’s why we try to get doctors to estimate future care so clients can set aside money for it. |
| 02:07 | Katie Roberts: That’s so interesting. I had no idea you could build that into a settlement based on how injuries might progress. You mentioned chiropractors and orthopedists—does going to one versus the other hold more weight in a claim? |
| 02:35 | Jordan Jewkes: It depends on what you mean by “more weight.” Chiropractors can treat soft tissue injuries and do physical manipulation, but they can’t prescribe medication or perform surgery. So if it’s a minor injury, a chiropractor might be sufficient. But if you’re still having issues two or three months in—or you need imaging like an MRI—then seeing an orthopedist is a good idea. Orthopedists are medical doctors, so if they’re involved, that usually indicates a more serious injury. Their input can also strengthen your claim. |
| 03:34 | Katie Roberts: That makes sense. I mentioned in our last episode that my friend went to a chiropractor first, but her condition worsened and she had to see an orthopedist. The defense tried to argue the chiropractor caused more damage. |
| 03:56 | Jordan Jewkes: That’s really rare. What usually happens is the person underestimates the injury early on. No one wants to give up their daily routine or admit something’s seriously wrong, so they downplay it. They see a chiropractor a few times, but when it doesn’t improve—or worsens—they realize the injury’s more serious than they thought. That’s not the chiropractor’s fault—it’s just that the injury needed a higher level of care. But yes, insurance companies will absolutely try to weaponize that against you. Blaming the chiropractor or saying you delayed treatment. It’s part of their playbook. |
| 05:02 | Katie Roberts: Well, I’m glad people like you are out there to call that out. Insurance tactics can be so underhanded. |
| 05:15 | Jordan Jewkes: Thanks, Katie. Our main goal is to help people. And if you think the insurance company is on your side, good luck. Their #1 objective is to pay as little as possible. And while they’re stalling or denying claims, the money they’ve set aside for your payout? That’s invested and earning interest. Meanwhile, they tell you they can’t pay. It’s a racket. |
| 05:51 | Katie Roberts: That’s wild. Let’s bring it back to today’s topic. A lot of people might not realize that emotional strain and mental health issues are part of personal injury claims. How do you address that when advocating for your clients? |
| 06:05 | Jordan Jewkes: Emotional strain, stress, anxiety, depression—these are incredibly common after a serious injury. But they’re often underdiagnosed because people tend to downplay them. They want to be strong, to say “I’m fine.” Especially when friends or family ask. But the truth is, mental health can take a major hit after an accident. People may need to see a therapist or counselor to work through the trauma, and that’s something we take seriously. Unfortunately, because it’s not as visible as a broken bone, these issues are often ignored or dismissed. But they’re very real and should be part of any comprehensive claim. |
| 07:04 | Katie Roberts: How do you factor in future treatment—like ongoing therapy or future surgeries—into the final settlement or judgment? |
| 07:22 | Jordan Jewkes: Really good question. First and foremost, the most important goal in any case is for the client to get better. I can settle almost any case quickly by taking a lowball offer, but that doesn’t help the client heal. You need to work with your doctors and mental health professionals to get the care you need. If we can document that care and show it’s medically necessary, then yes, it increases the value of the claim. So we’ll talk to your doctors, get opinions on what future care looks like, and use that to build the case. It’s all about making sure the client is supported—not just today, but in the future too. |
| 08:31 | Katie Roberts: What advice do you have for someone who’s overwhelmed—financially, emotionally—after a serious injury? How do you make sure they’re not left struggling after the case is over? |
| 08:46 | Jordan Jewkes: Great question. Our job is to make sure every client gets the best possible recovery—whether their injuries are relatively minor or very complex. That means getting the right medical records, making sure they reflect the full extent of the injury, and often talking directly with doctors. We’ll ask: Have we done everything we can to help this person fully recover? If not, what more is needed? And how long might that treatment last? Then we take that information and build it into the case. We try to see the end from the beginning, and make sure every hidden cost is accounted for so the client doesn’t get blindsided down the road. |
| 09:46 | Katie Roberts: That’s so helpful. Unfortunately, insurance companies aren’t known for fairness. Do you find they tend to lowball or ignore things like lost wages and emotional distress? |
| 10:05 | Jordan Jewkes: Absolutely. They almost always downplay those damages. Occasionally, you’ll get an adjuster who’s personally experienced something similar and shows compassion. But more often, they’ll ignore or minimize anything that isn’t a broken bone or visible injury. They’ll challenge lost wages, future earning capacity, mental health issues—you name it. For example, if a client has limited use of an arm after an injury, that could affect their ability to earn a living. That’s real loss. These are the hidden costs—the things that don’t show up on an X-ray, but absolutely impact someone’s life. And that’s why we dig deep, build a full picture, and push for fair compensation. Because the insurance company isn’t going to do that on their own. |
| 11:56 | Katie Roberts: Once again, I’ll say we’re lucky to have attorneys like you who actually care and fight for people’s long-term well-being. |
| 12:14 | Jordan Jewkes: You’re making me feel good, Katie. Thank you. That means a lot. |
| 12:16 | Katie Roberts: It’s the least I can do with everything you do to help others. I think that brings us to the end of our show today. Jordan, it’s sincerely been such a pleasure speaking with you, and I look forward to future episodes. |
| 12:29 | Jordan Jewkes: Thanks, Katie. I’ve really enjoyed it. And as always, if anyone has questions or needs help, give us a call. Consultations are free. |
| 12:49 | Narrator: Thanks for watching. Be sure to hit that like and subscribe button and leave us a review in the comments. |
The Hidden Costs of Personal Injury — How Medical Bills, Lost Wages, and Emotional Strain Add Up breaks down the often-overlooked financial and emotional tolls of personal injury. From immediate and long-term medical expenses to lost wages and mental health challenges, Jordan explains how these hidden costs can significantly impact a victim’s recovery and financial future. He also shares insights into dealing with insurance companies, ensuring fair compensation, and navigating the complexities of personal injury claims.
The conversation begins with a focus on medical expenses. Jordan explains that one of the most important aspects of any personal injury claim is the ability to recover medical bills incurred due to someone else’s negligence. He highlights how not only past medical costs but also future medical expenses are critical in a claim. For instance, if an injury causes long-term damage that requires future treatments such as injections, surgeries, or continued therapy, the injured party can seek compensation for these projected costs as well. Jordan emphasizes the importance of working with medical professionals to estimate future care, ensuring that clients are financially prepared for what’s to come.
Katie Roberts, the host, asks about the impact of seeing different types of healthcare providers, like chiropractors versus orthopedists, in injury cases. Jordan explains that the type of provider seen can influence the claim, though not necessarily in terms of “more weight” but in terms of what each type of doctor can treat and document. Chiropractors may treat minor injuries and soft tissue damage, while orthopedists are medical doctors who can provide more advanced care and medical insights, particularly for serious injuries. He also addresses how insurance companies may attempt to use delays in treatment or early visits to chiropractors to undermine claims, even though this is rarely the fault of the healthcare provider.
The conversation shifts to the emotional toll of personal injuries, with Jordan discussing how mental health is often an underappreciated aspect of injury claims. He points out that emotional distress such as anxiety, depression, or post-traumatic stress is common following serious accidents, but these issues are often overlooked in the claims process. He stresses the importance of documenting mental health impacts and ensuring they are accounted for in the settlement or judgment. This often requires involving therapists or counselors to treat and document the emotional strain of the injury.
Another major point of discussion is how hidden costs, like lost wages and future earning capacity, factor into injury claims. Jordan explains how these costs can be difficult to quantify but are crucial to a complete understanding of the injury’s impact on a person’s life. He mentions how insurance companies often downplay or completely ignore these aspects, minimizing the full scope of damages. For example, if an injury causes limited mobility or function, it could affect the victim’s ability to work and earn a living, which is a significant loss that needs to be compensated.
Jordan concludes by offering advice to those overwhelmed by the financial, emotional, and physical challenges of a personal injury. His approach is to ensure that every detail of the case is considered, including working closely with doctors to understand the full extent of medical needs and addressing all hidden costs. This thorough approach is key to making sure that injured victims are not left struggling once the case is settled.
Throughout the conversation, both Jordan and Katie express the importance of having legal representation that genuinely cares for the long-term well-being of the client. Jordan highlights how insurance companies prioritize saving money over the interests of injured individuals, which underscores the necessity of strong legal advocacy in personal injury cases.
Peachtree Injury Talk is a podcast by Kevin Rosenquist featuring legal insights and practical advice from Georgia-based attorney Jordan Jewkes. The show focuses on personal injury law, offering listeners expert guidance on navigating insurance claims, understanding legal processes, and protecting their rights after an accident. Each episode dives into real-life case examples, common challenges injured individuals face, and actionable tips for dealing with insurance companies and legal hurdles.
Episode Summary
In this episode of Peachtree Injury Talk, attorney Jordan Jewkes discusses medical malpractice law in Georgia, explaining that malpractice occurs when a medical professional violates the standard of care, causing significant injury. Jordan clarifies the difference between unavoidable complications and negligence, noting that known risks of procedures do not constitute malpractice. He outlines common errors leading to claims, such as misdiagnosis, surgical mistakes, and retained surgical objects. While dental malpractice is governed by similar standards, it is often harder to prove due to typically less severe outcomes. Proving malpractice requires expert testimony to demonstrate breach of care, causation, and significant injury, making these cases challenging and costly compared to general personal injury claims. Georgia law requires expert affidavits before filing suit to prevent frivolous claims. Jordan advises those suspecting malpractice to act promptly due to strict statutes of limitation and to consult qualified malpractice attorneys early for proper case evaluation.
Timestamps
00:03 – Introduction to Medical Malpractice Talk
01:08 – Definition of Medical Malpractice in Georgia
02:21 – Difference Between Complications and Negligence
04:49 – Common Medical Mistakes Leading to Claims
07:15 – Dental Malpractice vs Medical Malpractice
08:40 – Proving Causation in Malpractice Cases
11:02 – Challenges of Winning Medical Malpractice Cases
14:16 – Expert Witnesses and Legal Requirements in Georgia
16:34 – Taking Difficult or Previously Declined Cases
18:19 – Advice for Potential Malpractice Victims
About the Show
Peachtree Injury Talk is hosted by attorney Jordan Jewkes, who is dedicated to giving injury victims a voice and fighting for their rights against an often unfair system. Each episode provides valuable legal insights and practical advice for those navigating personal injury claims.
This show is designed to deliver general information regarding the law. Our guests will not provide tailored legal advice. If you have a personal issue and need legal support, get in touch with us for a free consultation with a Jewkes Firm attorney.
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