Uninsured Motorist Accident Lawyer in Georgia

Vehicles of all shapes and sizes fill the roads in the bustling state of Georgia. While most drivers are responsible and carry the necessary insurance, a significant number of motorists operate their vehicles without adequate coverage. If you find yourself involved in an accident with an uninsured motorist, the aftermath can be overwhelming. At The Jewkes Firm, LLC, led by Attorney Jordan Jewkes, we understand the complexities of uninsured motorist claims and are here to help you navigate the legal landscape. Our team helps you pursue the compensation you need and deserve — even when the at-fault driver doesn’t have enough insurance coverage.

Uninsured and Underinsured Motorist Coverage in Georgia

Uninsured motorist (UM) coverage is a type of insurance that protects you in the event of an accident with a driver who does not have insurance or whose insurance is insufficient to cover your damages. In Georgia, uninsured motorist coverage is not mandatory, but insurance companies must offer it. To waive Uninsured Motorist (UM) coverage, you are required to provide a written notice. If you accepted the coverage, your own insurance policy may provide compensation when the other driver can’t. This coverage can help pay for medical expenses, lost wages, and other damages resulting from an accident caused by an uninsured driver.

There are two main types of UM coverage in Georgia:

  • Uninsured Motorist Coverage (UM). Applies when the responsible driver has no insurance.
  • Underinsured Motorist Coverage (UIM). Applies when the at-fault driver has insurance, but not enough to cover your damages.

Even if you have UM/UIM coverage, your insurer may still dispute the extent of your injuries or argue over the value of your claim. That’s why having a skilled attorney like Jordan Jewkes on your side can make all the difference.

Injured By an Uninsured Driver? Contact Us For A Free Consultation

Injured By an Uninsured Driver?

Why You Need an Uninsured Motorist Accident Lawyer

Navigating the aftermath of an accident with an uninsured motorist can be complicated. In Georgia, the law requires drivers to carry a minimum amount of auto insurance. Unfortunately, many drivers operate their vehicles without adequate coverage, or without any insurance at all. If you’re involved in an accident with one of these drivers, recovering damages for your medical expenses, lost wages, and pain and suffering can become complicated. Here are several reasons why hiring an experienced Georgia uninsured motorist accident lawyer is crucial:

  • Navigate your insurance coverage. We’ll review your policy to determine whether you have uninsured or underinsured motorist coverage, and how much you may recover.
  • Handle complex claims. Insurance companies often try to limit payouts. We deal directly with your insurer and any other involved parties to protect your rights.
  • Pursue full compensation. You deserve full and fair compensation — not just a portion. We fight for what you deserve.
  • Investigation and evidence gathering. A thorough investigation is essential in building a strong case. An attorney can gather evidence, interview witnesses, and work with experts to strengthen your claim.
  • Peace of mind. The perior following an accident can be stressful. Having a dedicated lawyer by your side allows you to focus on your recovery while they handle the legal complexities.

Actions to Take After an Accident Involving an Uninsured Motorist

If you’re hit by an uninsured or underinsured driver, follow these steps:

  • Call the police. Report the accident to law enforcement. A police report can serve as crucial evidence in your case.
  • Seek medical attention. First and foremost, check for injuries and ensure everyone is safe. Call emergency services if needed. Your health and safety are the top priority.
  • Gather evidence. Capture images of the accident scene, document vehicle damages, and injuries, and gather information from any witnesses present.
  • Notify your insurer. Inform your insurance company of the accident, but avoid providing a recorded statement until you speak with an attorney.
  • Contact a Georgia uninsured motorist accident lawyer. Before negotiating with your insurer, call The Jewkes Law Firm at (770) 771-5130 for a free consultation to discuss your legal options.

What to Expect in an Uninsured Motorist Claim

When pursuing a claim against an uninsured motorist, you can expect several key steps:

  • Claim Evaluation. Your attorney will assess the details of your case, including the extent of your injuries and damages.
  • Filing a Claim. If you have UM coverage, your attorney will help you file a claim with your insurance company.
  • Negotiation. Your lawyer will negotiate with the insurance provider to secure a just settlement on your behalf. This may involve presenting evidence of your injuries, medical expenses, and lost wages.
  • Litigation. Your attorney may suggest filing a lawsuit if a satisfactory agreement cannot be reached. The Jewkes Firm will represent you in court if necessary.
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Why Choose The Jewkes Firm?

Attorney Jordan Jewkes brings over a decade of personal injury experience to each case, including years spent working for major insurance companies. This gives us a strategic advantage — we know how insurers think and how to counter their tactics. Clients across Georgia choose The Jewkes Firm because of our:

  • Tailored legal strategies for each case
  • Compassionate, client-focused approach
  • Strong negotiation and litigation skills
  • Track record of successful case outcomes

We operate on a contingency fee basis, which means you pay nothing unless we win your case.

Safeguarding Your Rights Following an Accident with an Uninsured or Underinsured Driver

Being involved in an accident with an uninsured motorist can be a daunting experience, but you don’t have to face it alone. At The Jewkes Firm, we help you navigate the complexities of your case and secure the compensation you deserve. If you or a loved one has been injured in an accident with an uninsured driver, contact us today at (770) 771-5130 for a free consultation. We’ll review your case, explain your rights, and help you move forward with confidence.

Frequently Asked Questions

What should I do right after an accident with an uninsured driver?

Call the police, get medical care, gather evidence, notify your insurer, and contact an experienced uninsured motorist lawyer like The Jewkes Firm to protect your rights.

How does uninsured motorist coverage work in Georgia?

Uninsured motorist coverage serves as protection in the event of a collision with a driver who lacks adequate insurance or has no coverage at all. It can help cover medical expenses, lost wages, and other damages resulting from the accident.

Do I really need a lawyer for an uninsured motorist accident?

Yes. Even when dealing with your own insurance company, disputes often arise over the value of your claim. An attorney protects your rights and maximizes your potential compensation.

Can I still recover damages if the other driver is uninsured?

Yes, if you have uninsured motorist coverage, you can file a claim with your own insurance company to recover damages. An experienced attorney can help you navigate this process effectively.

What is the process for filing an uninsured motorist claim?

The process typically involves evaluating your case, filing a claim with your insurance company, negotiating for a settlement, and potentially filing a lawsuit if a fair settlement cannot be reached. An attorney can guide you through each step.

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Frequently Asked Questions?

Do I need a personal injury attorney?

The Jewkes Firm is well-versed in effectively challenging major insurance companies on your behalf to secure the highest settlement permissible by law. Our primary objective is to ensure your optimal recovery. It is only after this point that we assess the worth of your case.

What is the deadline for filing an injury case in Georgia?

The timeframe for filing an injury case, also known as the statute of limitations, can vary significantly. As per OCGA §9-3-33, you are granted a two-year period from the date of your injuries or the passing of a family member to initiate your personal injury claim.

What is the cost to hire a personal injury attorney?

There is no upfront cost associated with hiring a personal injury lawyer. Our fees are based on a percentage of your settlement, meaning you only pay if we successfully recover compensation. Our top priority is ensuring your well-being and helping you return to your normal life.

What damages can you recover from a personal injury?

A personal injury lawyer aims to establish negligence and seek restitution for the harm caused by the liable party. Additionally, you may be entitled to compensation for funeral costs, medical expenses, and income lost if you are a family member of someone who died as a result of an injury. 

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As South Atlanta's most trusted personal injury firm, we understand that being injured can be a traumatic and life-changing event. We fight for our clients to ensure they receive the justice they deserve.

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